Another Apology to those Poor Seniors

I also need to apologize to those poor seniors for the actions of the polar bears today. Granted, it could be argued that they brought it on themselves though. They actually had quilts on the premises for the purposes of a raffle, and then they dared to have fabric for sale for quilting purposes as well. I wonder how much insurance the seniors have on their center, and if they've checked their policy to make sure that polar bear visits aren't something that is excluded under their coverage? I'm pretty sure Betsy is an excluded clause.